Travel Insurance
If you want to be insured against unforeseen incidents during your trip, we offer Travel Medical and Trip Cancellation Insurance, Travel Accident Insurance, and Baggage Insurance.
You can purchase these insurances individually or as a package, depending on your needs.
Frequently Asked Questions
Information regarding the insurance
What type of insurance is this?
Travel insurance is a combined insurance for those travelling abroad. It consist of a travel accident insurance, travel medical expenses- and travel cancellation insurance as well as baggage insurance. Most components of the insurance are optional and you can combine them as you see fit.
What is covered? | What is not covered? |
|---|---|
| Travel accident insurance covers: | Travel accident insurance does not cover: |
Temporary incapacity for work. | Accidents that happen while competing or preparing to compete in any sport. |
Permanent medical disability. | Accidents occurring while hunting wild animals or during research expeditions. |
Death. | |
| Travel medical expenses- and travel cancellation Insurance cover foreign expenses of: | Travel medical expenses- and travel cancellation Insurance does not cover: |
Medical care. | Cost of medicines used without medical advice. |
Hospitalisation. | Cost of birth or miscarriage. |
Essential medication. | Cost of treatment a in foreign country that lasts more than three months. |
| Baggage insurance covers damage to luggage caused by: | Baggage insurance does not cover: |
Fire. | Cost of items being lost or forgotten. |
Theft and vandalism. | Cost of skis or other athletic equipment being damaged during use. |
Transport accidents. | Damage to suitcases. |
Any limitations on what the insurance covers?
The insurance does not cover damage due to natural disasters or damage caused by war, terrorism, pollution or other similar events.
Where is the insurance valid?
The insurance is valid during the foreign travel specified in the insurance policy.
What responsibilities do I have?
You must report any damage as soon as possible and no later than one year from the date of the damage.
You must ensure that all the information in the insurance policy is accurate.
You must inform us of any changes in your address, telephone number, and email address.
When and how do I pay the premium?
The premium must be paid on the due date. When the insurance policy is issued or renewed an electronic claim is created in your online bank. You have the option to distribute the premium payments by:
Credit card payment, where the premium is charged monthly to a credit or debit card.
Direct payment, where your bank account is debited monthly.
Corporate distribution, where the premium can be paid in monthly payments.
When does the insurance start and when does it end?
The insurance is valid at the time agreed upon when it is purchased
How do I cancel the insurance?
Individuals and companies with fewer than five full-time positions can cancel the insurance at any time and it will expire at the end of the following month after the cancellation is received. Other companies can cancel their insurance one month in advance before the end of the insurance period.
The cancellation must be in writing, for example with an electronic signature.