This website is owned and operated by Sjóvá-Almennar tryggingar hf. (hereinafter referred to as “Sjóvá”), ID no. 650909-1270, Kringlan 5, 103 Reykjavík. By using this website, the user agrees to the following terms and conditions.
Some of the content on the website is based on AI assisted translation of an original text in Icelandic. In case of any discrepancy between English and Icelandic the Icelandic version shall apply
1. General
The website is primarily intended to provide general information about Sjóvá’s products and services. Users may also interact with the company after logging into Mitt Sjóvá or the online chat. Users are encouraged to contact Sjóvá staff if they have suggestions for improvements.
2. Limitation of Liability
No information on the website constitutes a binding offer by Sjóvá unless otherwise explicitly stated. Insurance and other services offered by Sjóvá are subject to risk assessment and specific terms that depend on the type of insurance and the individual. Users are therefore advised to contact staff for further information or offers.
3. Errors or Incorrect Information
Efforts are made to ensure that all information on the website is correct, accurate, and updated when necessary. Sjóvá accepts no liability for possible typographical errors or inaccuracies that may appear on the site. In case of discrepancies between the website text and the terms and conditions, the applicable terms and conditions shall prevail.
4. Translations
Text on the English version of the website is largely generated by artificial intelligence and reviewed by staff. In the event of discrepancies between the English translation and the Icelandic terms and conditions, the terms and conditions shall prevail.
5. Financial Information
Financial information about Sjóvá on the website, intended for investors or shareholders, is provided for informational purposes and without liability for its accuracy. Official announcements regarding the company’s financial matters can be found in the Nasdaq Iceland news system.
6. Copyright and Republishing
Unless otherwise stated, all information on the website is the property of Sjóvá. Republishing content, whether in part or in full, is prohibited without prior written consent from Sjóvá. Violations may result in legal consequences in accordance with copyright laws.
7. Privacy
In certain areas of the website, users may log in with electronic ID and submit personal information. Such information is processed in accordance with the Act on Data Protection and the Processing of Personal Data No. 90/2018. Users may request a copy of the information held about them by Sjóvá here and are encouraged to review the company’s privacy policy.
8. Links to External Websites
The website may contain links to external websites. Sjóvá is not responsible for the functionality of these links or the content of the websites they refer to.
9. Jurisdiction and Scope
This website and its use are governed exclusively by Icelandic law and Icelandic courts.