Business Interruption Insurance is designed for business owners and companies. The scope of the insurance — i.e., its coverage, compensation period, and insured amounts — varies depending on the size of the company and the nature of its operations.

The insurance covers financial losses incurred by the policyholder due to a decline in product sales or services caused by damage resulting from fire, indoor water leakage, or burglary.

Extra Expense Insurance covers unavoidable additional costs incurred following a compensable loss under Movable Asset Insurance.

The insurance is sold alongside Movable Asset Insurance, and the loss must be compensable under its terms. If so, the additional expenses the company incurs will be covered.

Tryggingin er seld samhliða rafeindatækjatryggingu og þarf tjón að vera bótaskylt samkvæmt skilmálum hennar, ef svo er þá er aukakostnaður sem fyrirtækið þarf að leggja í greiddur.

Áður en tryggingin er gefin út þarf tryggingartaki í samvinnu við Sjóvá að áætla þann aukakostnað sem getur fallið til komi til tjóns.