Invest­ment Policy

Sjóvá’s investment policy and asset management rules are established in accordance with Article 113 of Act No. 100/2016 on Insurance Activities. Their purpose is to ensure that the company’s investments are prudent and responsible, with decisions made in a professional manner.

The asset management rules also aim to guarantee that the composition of the company’s assets secures their safety, quality, liquidity, and profitability.

The investment policy is further designed to ensure compliance with legal and regulatory requirements regarding the matching of assets to insurance liabilities.

The policy is reviewed at least annually.

Policy on Responsible Investment

We have established a Policy on Responsible Investment designed to align the goals of our investment strategy with the company’s sustainability and corporate social responsibility objectives.

The policy emphasizes the consideration of environmental, social, and governance (ESG) factors in investment decisions to reduce risk and achieve sustainable long-term returns.

Responsible Investment Policy