Glass Breakage Insurance
The Glass Breakage Insurance covers breakage of standard flat window glass in a property after it has been permanently installed. Colored, decorative, custom-cut, curved, and sandblasted glass can be insured separately.
It is also possible to insure glass and plastic signs, glass markings, and lighting equipment separately.
Information regarding the insurance
What type of insurance is this?
Glass Breakage Insurance covers window panes that have been installed in their permanent location.
What is covered? | What is not covered? |
|---|---|
| The insurance pays benefits for: | The insurance does not cover: |
Broken glass in windows. | Damage caused by expansion, warping, or insufficient maintenance of frames or strips. |
Costs due to unavoidable installation of temporary shutters. | Chipped or scratched glass. |
Damage to signs and lighting equipment made of glass and plastic, that have been insured separately. | Damage due to leaky joints in double or triple glazing. |
Any limitations on what the insurance covers?
The insurance does not cover glass that is colored, decorated, polished, curved, or sandblasted or additional costs if any markings or film needs to be glued on broken glass, unless it has been insured separately.
Where is the insurance valid?
The insurance is valid in the location specified in the insurance policy.
What responsibilities do I have?
You must report any damage as soon as possible and no later than one year from the date of the damage.
You must ensure that all the information in the insurance policy is accurate.
You must inform us of any changes in your address, telephone number, and email address.
You must follow all the precautions in the terms of the insurance policy.
When and how do I pay the premium?
The premium must be paid on the due date. When the insurance policy is issued or renewed an electronic claim is created in your online bank. You have the option to distribute the premium payments by:
Credit card payment, where the premium is charged monthly to a credit or debit card.
Direct payment, where your bank account is debited monthly.
Corporate distribution, where the premium can be paid in monthly payments.
When does the insurance start and when does it end?
The insurance policy takes effect when an offer is accepted and is renewed annually until it is canceled.
How do I cancel the insurance?
Individuals and companies with fewer than five full-time positions can cancel the insurance at any time and it will expire at the end of the following month after the cancellation is received. Other companies can cancel their insurance one month in advance before the end of the insurance period.
The cancellation must be in writing, for example with an electronic signature.