Fridge and Freezer Insurance
Fridge and Freezer Insurance compensates for damage to goods caused by breakdowns, power outages, or other unexpected events resulting in temperature increase or coolant leaks.
Information regarding the insurance
What type of insurance is this?
Fridge and Freezer Insurance covers damage to products in cold- or frozen storage caused by a sudden rise in temperature due to unforeseen events.
What is covered? | What is not covered? |
|---|---|
| The insurance covers: | What is not covered: |
Malfunction of refrigeration equipment. | Damage to products in refrigeration containers. |
Short circuits. | Damage to products that were defective when they were placed in storage. |
Other unforeseen events. |
Any limitations on what the insurance covers?
The insurance does not cover operational losses or other indirect damage.
Where is the insurance valid?
The insurance is valid in the location specified in the insurance policy.
What responsibilities do I have?
You must report any damage as soon as possible and no later than one year from the date of the damage.
You must ensure that all the information in the insurance policy is accurate.
You must inform us of any changes in your address, telephone number, and email address.
You must follow all the precautions in the terms of the insurance policy., e.g. that you must keep the freezer and refrigeration systems in good working order.
When and how do I pay the premium?
The premium must be paid on the due date. When the insurance policy is issued or renewed an electronic claim is created in your online bank. You have the option to distribute the premium payments by:
Credit card payment, where the premium is charged monthly to a credit or debit card.
Direct payment, where your bank account is debited monthly.
Corporate distribution, where the premium can be paid in monthly payments.
When does the insurance start and when does it end?
The insurance policy takes effect when an offer is accepted and is renewed annually until it is canceled.
How do I cancel the insurance?
Individuals and companies with fewer than five full-time positions can cancel the insurance at any time and it will expire at the end of the following month after the cancellation is received. Other companies can cancel their insurance one month in advance before the end of the insurance period.
The cancellation must be in writing, for example with an electronic signature.